It’s the 250th episode of The Pulp Writer Show! To celebrate this occasion, this episode takes a look at the expectations people have of a full-time writer’s life and contrasts them with the reality.
This coupon code will get you 50% off the audiobook of Dragonskull: Talons of the Sorcerer, Book #6 in the Dragonskull series (as excellently narrated by Brad Wills), at my Payhip store:
TALONS50
The coupon code is valid through May 27, 2025. So if you need a new audiobook for spring, we’ve got you covered!
TRANSCRIPT
00:00:00 Introduction and Writing Updates
Hello, everyone. Welcome to Episode 250 of The Pulp Writer Show. My name is Jonathan Moeller. Today is May 2, 2025, and today we’re looking at what it is really like to be a full-time writer. This is also the 250th episode of the podcast, so thank you all for listening to the podcast over these last six years. Before I started recording, I totaled up the total length of previous podcast episodes and came to about 78 hours, give or take. That’s like three days of continuous talking, which sounds less impressive when you realize it was recorded over the last six years.
Thank you all for listening and here’s hoping you can stick around with the next 250 episodes. Before we get to our main topic, which is the expectations versus reality of being a full-time writer, we are going to do Coupon of the Week, a progress update my current writing projects, and then Question of the Week.
So let’s kick off with Coupon of the Week. This week’s coupon code will get you 50% off the audiobook of Dragonskull: Talons of the Sorcerer, Book Six in the Dragonskull series (as excellently narrated by Brad Wills) at my Payhip store. That code is TALONS50. As always, you can get that coupon code and the links to my Payhip store in the show notes. This coupon code is valid through May 27th, 2025. So if you need a new audiobook for spring, we have got you covered.
Now an update on my current writing projects. I am 60,000 words into Ghost in the Corruption, which puts me on chapter 13 of 21, so I’m about two thirds of the way through. I think the rough draft will be between 90-100,000 words long, so hopefully I can have that out before the end of May, if all goes well.
I also just finished Chapter One of Shield of Power, which will be the final book of the Shield War series and that’ll be my main project once Ghost in the Corruption is finished. I’m also 87,000 words into Stealth and Spells Online: The Final Quest, and that will be my main project once Shield of Power comes out. I expect Final Quest should come out pretty soon after Shield of Power just because I’ve been chipping away at it for so long and I’m getting close to the end.
In audiobook news, recording is almost done for Ghost in the Assembly and that’ll be narrated by Hollis McCarthy. Recording is totally done for Shield of Deception (as narrated by Brad Wills) and that is working its way through processing at the various audiobook platforms, so hopefully we’ll not be too much longer before we can get that to you.
00:02:26 Question of the Week
So that is where I’m at with my current writing projects. And now let’s move on to Question of the Week. Question of the Week is intended to inspire enjoyable discussions of interesting topics. This week’s question, what is your favorite Jonathan Moeller book? The reason for this question is that this is the 250th podcast episode, so it seems like a good topic for that particular milestone. And as you might expect, we had an array of different opinions.
Joachim says: You are kidding us! By the end of the week? How long did you think about your own answer? Let me mirror you: for my own answer, the question is a bit difficult because I spent money on all your books, which meant I thought all of them a good buy. So let me split my answer into male and female protagonists. The best female book was Ghost Exile: Omnibus One because it prompted me to continue with Ghost Exile and fill in the Ghost series later. The Ghosts Omnibus One and Ghost Exile: Omnibus One were my first two books from you. The best male book was the one with Jack March where Thunderbolt said, “males are ogling breasts which never existed”, especially as such AI generated videos are now all over the place on YouTube.
I have to admit that I first came up with the character of Thunderbolt back in early 2021 when I was working on Silent Order: Rust Hand (that was before the AI boom really took off), so she turned out to be a very prescient character for the AI era in a number of ways.
Joe B. says: That is a tough question as there are many contenders. I’m going to go with one that is a little different, Sevenfold Sword Online: Creation, but now known as Stealth and Spells Online: Creation.
Justin says: I nominate Soul of Swords, an excellent end to an excellent series.
Perry says: There can only be one! Demonsouled.
Paul says: For me, I think my favorite female protagonist book is Cloak Games: Truth Chain. Such a dramatic change to Nadia, sets up the series in her struggles with self and enemies so well.
Brad Wills (who as you know narrated the Frostborn, Dragonskull, Malison, and Shield War series for me) says: Does a three book arc count? Excalibur, The Dragon Knight, and The Shadow Prison made for a fantastic lead-up and finale of the Frostborn series.
Hollis McCarthy (who as you know, narrated the Ghosts and Cloak Mage audiobooks) says: Ghost in the Storm, when Caina and Kylon meet in the Battle for Marsis. Nonstop action, incredible chase scenes, and a great intro to their combative relationship.
Fred says: It’s hard for me to say which book is my favorite. All your book series were all great.
Juana says: Frostborn: Excalibur with Ridmark. I happen to love stories about Excalibur, odd but true. Caina in Cloak and Ghost: Rebel Cell because Caina and Nadia are an incendiary team. So there!
Randy says: Frostborn: The Dragon Knight. This whole series is great, but that is one of the high points.
Dennis says: I couldn’t name my favorite as I enjoy everything you write. I probably enjoyed the Frostborn series best at the time, but having bought and read every one of your books it’s now impossible.
Kevin says: There’s no way on earth that I could put one book above another, so I would’ve to take the coward’s way out and say Frostborn: The Gray Knight simply because it has a book that drew me to the worlds of Jonathan Moeller back in the spring of 2017, since which time I have bought 117 of his books, including a few omnibus editions, so a few more actual books, I suppose. I avidly read them all as they’re published these days, except the Silent Order series (just doesn’t grab me and pull me in like the others).
Jesse says: Cloak Games: Sky Hammer. Damaged Nadia at her best, epic action the whole way. And yeah, the chapter The Last Death of Nadia Moran was viscerally cinematic and probably the biggest emotional payoff you’ve written in my opinion, tied her entire journey together. In my head, I cast Castle-era Stana Katic as Nadia, and it worked better than I expected it might.
Morgan says: I can’t narrow it down to just one. So top three in no particular order, Sevenfold Swords: Swordbearer, Dragontiarna: Gates, and Stealth and Spells Online: Leveling. That being said, I think Niara might be my favorite character of all your books I have read.
Jonathan T says: I too am torn though only between two books, Frostborn: The Eightfold Knife and Frostborn: The Shadow Prison.
[Side note/addition from The Transcriptionist: My vote is for Half-Elven Thief!]
So thank you everyone for the kind words about all those books. For my own answer, the question is a bit difficult because I’ve written them all, which meant I thought all of them were good idea at the time. I suppose the glib answer would be the one that made me the most money, which was Frostborn: The Iron Tower, but it really depends on the category, like my favorite heist book, my favorite mystery book, my favorite dungeon crawl, my favorite first in series. So I think I’ll go for the most basic level of categorization and split it up by male and female protagonists.
My favorite book of mine with a female protagonist would probably be Cloak Games: Rebel Fist, since it’s such a turning point for Nadia and starts the trajectory of the rest of her character arc. It’s the first time she really has to save the day instead of just trying to save herself and shows that her brother Russell can also handle himself, which as you know, comes up again later. My favorite book of mine with a male protagonist would probably be Dragontiarna: Defenders, since it has the Battle of Shadow Crown Hill, which was one of my favorite sequences to write. Four different characters have plans and they all crash into each other at the same time, which was a lot of fun to write and set up, which was a real highlight for me in 2020 because as we all know, 2020 was a fun year.
00:07:35 Main Topic of the Week: Writing Full Time: Expectations Versus Reality
So that is it for Question of the Week. Now let’s move on to our main topic this week, writing full-time: expectations versus reality (admittedly from the perspective of a self-published author). If you spent any time around the writing community on the Internet at all, you know that many people dream of becoming a full-time writer, and sometimes people think that the only way to be successful as a writer is to write full-time. There are many expectations that people have about what it means to be a full-time writer. Now that I’ve been a full-time indie writer for nearly nine years at this point, I can provide some lived perspective. In this episode, I will talk about five of those expectations that people have about full-time writing and the way those expectations might be skewed.
So before we get to those, I should mention how I actually became a full-time writer. In 2016 (which seems like a really long time ago now), the Frostborn series was doing really well, and at the time I was also working full time and I realized that summer I was going to have to move for family reasons. I wasn’t very enthusiastic about the idea of moving at first, but I decided to embrace the idea and try to make the best of it. This would involve moving a considerable distance to a different state and all the different problems that entails. So I thought about it and I thought I could look for a new job, but any job I would be qualified for in the area I was moving to would make less money than I was actually making from writing part-time. So I thought, why not try and make a go of full-time writing and see what happens?
Since that was nine years ago, I think I can safely say it’s worked out pretty well. And I will say that it’s been a pretty good experience and I am very fortunate and very grateful and very blessed to have been able to do this because not everyone has the opportunity to pursue a full-time creative job like I have been able to for these last nine years. That said, while it has been pretty great, it comes with a lot of flexibility and I’ve gotten to write a lot of great books that many people have enjoyed, it’s not always all wine and roses, so to speak, which is part of the reason why I wanted to do this episode to let people more in what the reality of being a full-time writer for this long has been like. So with that introduction out of the way, let’s move on to our five expectations versus reality.
Expectation #1: Full-time authors make a lot of money. The reality is that even full-time authors generally don’t make that much money. A survey from The Author’s Guild showed that the median amount that full-time authors make was just about $20,000, though full-time romance writers had a higher median income of about $37,000. Remember that this amount is before any health insurance costs, benefits, retirement contributions, and of course taxes that a traditional job might be able to provide or help with. In the United States, buying even fairly basic health insurance can easily be a thousand dollars per month for a family, and that doesn’t include any costs related to deductibles, prescriptions, or additional dental or vision insurance. Authors are either on their own for healthcare in the US or have to rely on a spouse or partner’s healthcare coverage. In other words, you either have to pony up a lot of money to buy your own health insurance or you have to rely on your spouse or partner’s healthcare coverage.
And at least in the US, taxes are also much higher on the self-employed. Uncle Sam really does not like the self-employed. If you are self-employed, it is in your best interest to essentially form a small corporation and work for yourself (though for details on how to do that, you should consult with an accountant licensed to practice in your region). Now all these costs can add up pretty quickly, and they make the amount of money that you’ll earn from writing much less than you think based on raw earnings before taxes and all the other expenses we were talking about. You also have business expenses like cover design, site hosting, editors, narrators, advertising, et cetera, that take even more pieces out of those earnings. You can duck some of those, but not all of them.
So it boils down to that you have to make a significant amount of money as an author to make an actual living after taxes, healthcare costs, and business expenses are taken out of your earnings, which is one of the reasons that writing part-time as you have a full-time job is not the worst idea in the world and can in fact be a very good idea.
Expectation #2: My next book will make as much or more than the last one did. The reality is that your next book or series might not make you as much money as the previous ones did. In fact, you can reliably predict that most book series will have a certain amount of reader drop off as a series goes on, which is why these days I tend to want to keep my series under nine to ten books or so.
Budgeting based on your current income levels is not wise, especially with the current economic climate (which for a variety of reasons is very unpredictable) and with increased competition in the ebook market. Most authors have a peak at some point in their career. For example, Stephen King is still obviously making a great living as a writer putting out new books, but his new books don’t sell nearly as well as the ones he put out in the ‘80s. J.K. Rowling’s novels for adults (she writes as Robert Galbraith the Cormoran Strike series) don’t sell anywhere near the number of copies as her Harry Potter series did at its peak.
For myself, my peak years in terms of writing income were 2016 and 2017, and I’ve never quite been able to recapture that level. In fact, in 2024, I only did about two thirds of what I did in 2017 (my peak year), which can be a little nerve wracking as you watch those numbers move up and down. That is why it is important for a writer (like many other creatives like actors) to anticipate that they might only have a limited window of peak success and to save aggressively rather than living large on the amount you’re earning in that peak era. And I am pleased to report that I was fortunate enough and sensible enough to do that, so that even if my income has varied from year to year (2017 onward), it hasn’t been a crippling loss and I haven’t been out in the street or lost the house or anything like that.
Expectation #3: You will be happier if you write full-time. The reality is that is not true for everyone. Some people actually do better creatively and emotionally with the time restrictions placed on them by having a full-time job. Many famous writers, including Trollope and Kafka, kept their full-time jobs. Even Tolkien was never a full-time writer. He was a professor of philology until he retired. That was interesting to me because personally, I haven’t had much in terms of emotional trouble being a full-time writer. I’ve always kind of had the ability to hyperfocus on a task, and I’ve been doing that for almost nine years now, and it’s worked out well for me.
I’ve since realized that is not true for many people. One of the things that demonstrated it to me, believe it or not, was insurance actuarial tables. One thing that I tried to do after I became a full-time writer was try and get disability insurance in case I had an accident or severe illness and could not write anymore. I learned that it’s extremely difficult for full-time writers to get disability insurance due to their high rates of substance abuse and mental illness. I was astonished by this because I’ve never had problems with substance abuse or mental illness myself, but given the number of writers and other creatives I’ve known who have had those issues, perhaps that’s not that surprising, but I was still baffled to learn that.
For example, in my area there are a number of tree management companies (because it’s a heavily wooded area) and it’s a lot easier for an arborist who works with a chainsaw all day to get disability insurance than it is for a writer, which is somewhat crazy to think about because as a writer, I’m mostly sitting in a chair all day pressing buttons on a keyboard while an arborist is climbing a tree or in a crane with a chainsaw, which is a much more physically dangerous thing. But because of the rates of substance abuse and mental illness among full-time writers, apparently it is very difficult for full-time writers to get disability insurance.
Some people struggle with the lack of structure and outward accountability that comes from being a full-time writer and find that actually decreases their productivity and leads them to fall into substance abuse or sink deeper into mental health problems. Very few people have the self-discipline and mental resilience required to be a full-time writer for years on end. And that’s not me tooting my own horn so to speak, but apparently it is just the facts. Some writers even go back to full-time work just because they find it less stressful or better for their wellbeing. So I think this is an excellent example of having to know yourself and know what is best for you. For example, if you’re a very extroverted person who enjoys talking to people at the office, becoming a full-time writer where you spend most of your time by yourself typing might not be the best for your long-term mental and physical health.
Expectation #4: Writing full-time will make me more productive. The reality is having more time does not necessarily mean that you’ll be more productive. Writers are notorious for falling prey to time wasters, such as social media scrolling, research spirals, and writing adjacent activities (of which there is a whole series about on this podcast already). It does take a lot of a self-discipline, focus, and determination to be a full-time writer. If you are a full-time writer, especially a full-time indie writer, you also have to balance writing time with various administrative tasks, marketing and ads, social media, fan correspondence, and the various tasks involved in the self-publishing process. Writing is not the only thing that writers actually do, and the other tasks often make finding time for writing more difficult than you might expect. Even traditionally published writers still have to carve out time for administrative work and assisting with marketing and social media work.
As your writing career scales up, so does the behind the scenes workload. This is true in my case. Up until 2023, I basically did everything myself, but I did have COVID pretty badly for a while in 2023 and it just knocked out my energy for a while and I realized that I can’t keep trying to do everything by myself. I basically had a choice, either cut some tasks or get some help. So I have some people now, some contractors who help me with things like listening to audiobook proofs (I used to do that all myself), doing the podcast transcript, and Excel record keeping (which I used to do myself). While that is an expense, I don’t regret it because it really has taken a lot off my plate and freed up more time for writing, which of course is the entire point.
Expectation #5: I admit this one made me laugh. I will have more free time as a full-time writer. I can attest firsthand that that is not true. What you have as a full-time writer is flexibility. The reality is, although there is flexibility on the job, the hours can be more than for a full-time job. There’s a joke that full-time writers can work any 12 hours they want every day.
Most indie authors are putting out far more than one book a year in order to make a full-time income, and that requires a fairly demanding pace that most people don’t have the self-discipline to maintain as a lifestyle for years and years on end. The majority of full-time writers right now are either romance or erotica writers who are putting out at least a book a month, sometimes even more. As I mentioned in an earlier point in the show, the administrative task can take far more time than most people would imagine. They could, depending on the circumstances, be easily 40 hours a week on their own before you have time to do a single word of writing on the page. I found you really have to guard your writing time well and find ways to keep administrative tasks, distractions, and necessary tasks such as home maintenance or childcare separate from writing.
Anyone who has ever worked from home is familiar with how difficult that can be because home comes with a wide set of distractions. Granted, that’s often fewer distractions than the office, but home can have its own set of distractions. I’ve mentioned before that you need a bit of tunnel vision to produce the quantity of writing I do month after month. I do keep to a pretty rigid schedule. I have daily word count goals I always try to meet and I use the Pomodoro Method to make sure that I’m prioritizing my writing time.
If you are self-employed and working for yourself, that means there are no allocated vacation or sick days and no paid sick leave in the writing world. Taking a couple of weeks off usually means anticipating a loss in income, such as a month without a book being released. Sometimes, especially in the case of illness, family emergencies, and so forth, that just can’t be helped. However, the long vacations people imagine writers being able to take mean either a loss of income or a couple of weeks beforehand of working extra hours to make up for it. For example, Brandon Sanderson, who is probably the most famous fantasy author right now, still works and writes on his vacations and does extra work before leaving for a vacation (such as pre-recording videos).
So as you can see, most of the expectations people have about what it’s like to write full-time come from the hope that it will change their productivity or make it easier to write. In reality, if you manage your time well, you can often meet all your writing goals even while working another full-time job. Some people are even more productive under the time pressure of only having an hour or so available to write each day. You don’t have to wait until you are a full-time writer for your writing career to start. I wrote for decades and published for years before I was a full-time writer.
Frankly, the idea that you need to be a full-time writer in order to be taken seriously or make money exists only in your own mind. Whether you are a full-time writer or not, what matters is having the discipline to shut out distractions and write with absolute consistency regardless of the circumstances. Even writing 250 to 300 words every single day can add up very quickly, even if you don’t do it in 15 minute bursts like Anthony Trollope did.
Finally, I suppose this makes it sound like I’m painting a very bleak picture here, but I’m not. As I said before, I’m very fortunate to be able to do what I do, and I’m very grateful to all my readers that I’m able to write full-time and even hire on contractors for narration and behind the scenes work. I appreciate and am very grateful to all the readers who have supported me by continuing to buy my work and access it through subscription services like Kindle Unlimited or Kobo Plus or library options like Libby and Hoopla.
So that is it for this week. I hope it provided some insight into what it’s like to be a full-time writer. Thanks for listening to The Pulp Writer Show and all 250 episodes. I hope you found the show and all 250 episodes useful. A reminder that you can listen to all the back episodes on https://thepulpwritershow.com. If you enjoyed the podcast, please leave your review on your podcasting platform of choice. Stay safe and stay healthy and see you all next week.
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